“Filled out an application, had all my documents we needed, see this site money in my arms within 20 mins. ”

Charismaa C. Greenwood Village, CO

The way the Installment Loan Process Functions

Apply at certainly one of our regional Branches.

Approval

As soon as your loan verification papers are evaluated, approval takes mins.

Money in Hand

You decide on ways to get your hard earned money: money in hand or packed on your prepaid card.

Exactly How Much It Is Possible To Borrow

Installment Loans can be found from $100 to $1,000.

You can easily borrow any quantity as much as your loan limitation. Your loan restriction will be considering:

  • Your revenue
  • The information and knowledge you offer on the application for the loan
  • Your credit score with Moneytree
  • The details in your customer report given by a customer agency that is reporting

We provide installment loans from $100 around $1,000 or 25percent of the gross income that is monthly whichever is less. Any amount can be borrowed by you as much as your loan restriction. Your loan limitation may alter if the above modifications.

Price of financing

Loans start around $100 – $1,000

The total amount of repayments will change on the basis of the loan quantity, the amount of repayments therefore the amount of the loan. Employing a $500 loan having 10per cent purchase fee and a 98-day loan term for instance:

98 Day Loan Term

A $500 loan would price $595 including finance fees of $95, comprising the purchase cost and three installment account managing costs, and is in relation to you agreeing to produce seven repayments of $85 due every a couple of weeks, having an APR (apr) of 118.25per cent. *

*The apr (« APR ») could be the price of your loan expressed as rate that is yearly. The APR that is actual your loan can be greater or reduced, with regards to the real quantity you borrow plus actual payment schedule.

Exactly what you shall need to carry

  • ID and security that is social (or alien enrollment quantity or ITIN)
  • Street address & contact contact number
  • Papers to confirm the supply and quantity of the earnings
  • Start account information that is checking

Reasons why you should Choose Moneytree

Secure

Moneytree is really a direct loan provider and never ever offers your data.

Licensed

We are certified by the State of Colorado workplace associated with the Attorney General.

We will tell you in moments just how much you qualify to borrow.

Provider

Our Mission is always to surpass your objectives. Go to a Branch today and find out more from 1 of our knowledgeable and friendly Tellers.

Questions regarding installment loans? Phone our customer care Team at 1-800-745-1011.

Simply click to look at Test Loan Charges

Considering limits imposed by the Military Lending Act, Moneytree doesn’t make loans to « covered borrowers,  » a term which include active responsibility people associated with army, their partners and dependents. Get The Full Story.

Colorado FAQs

Is Moneytree certified?

Moneytree, Inc., is certified by the State of Colorado workplace of this Attorney General. Licensing info is available upon demand. Moneytree is registered because of the government that is federal a Cash Services Business (MSB).

Just how are my payment dates that are due?

Your instalments are going to be due in the dates established within the loan contract; typically in your paydays or the calendar day that is following.

May I make loan repayments on line or by phone?

On Line Payments

  • On the web repayments can be made at moneytreeinc.com/payments before 2:45 PM PT from the loan repayment date that is due your debit card.

Phone Repayments

  • Loans planned become compensated by ACH or debit card: Call customer care at 1-800-745-1011 before 2 PM PT from the repayment date that is due produce a phone repayment with your debit card.
  • Loans planned become compensated in money: Call customer support at 1-800-745-1011 before 11 PM PT in the repayment date that is due produce a phone repayment utilizing your debit card.

May I prepay my loan?

It is possible to prepay your loan in full before the date that is due no prepayment penalty. In a few circumstances, spending the loan down completely before the readiness date may end in a rebate associated with part of the purchase fee and a percentage for the month-to-month installment account handling cost.

Could I restore or refinance my installment loan?

No. Installment loans aren’t qualified to receive refinancing.

Am I able to expand my repayment loan date that is due?

To confirm or improve your repayment date that is due please log on to your Moneytree on the web account. One up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011 if you don’t have an online account, and wish to set.

Just how do I repay my installment loan?

Repayment choices differ dependent on your loan contract.

  • You may authorize ACH debit repayments, debit card repayments or put up money repayments at loan origination.
  • Create your loan repayment in money, or making use of your debit card, ahead of the deposit time from the deadline in any Moneytree Branch.
  • Create your loan repayment online utilizing your debit card.
  • Create your loan repayment over the telephone making use of your debit card.

Let’s say I default to my loan?

In the event your returns that are ACH, you will end up charged a $25 charge for every came back product. You are able to achieve Moneytree’s Payment Center at 1-888-516-6643 to learn more.

On line loans maybe not obtainable in all states. When it comes to complete set of available loans, prices and terms, click on the web page for the state of residence:

Ca: a quick payday loan expenses about $17.65 per $100 lent. Like, a $100 loan due in fourteen days could have a repayment that is total of $117.65 and contains an APR (apr) of 460.16percent. * Moneytree, Inc. Is licensed by the Department of company Oversight pursuant to your California Deferred Deposit Transaction Law which will make customer loans.

Colorado: the total amount of repayments will be different in line with the loan quantity, the true wide range of repayments therefore the duration of the mortgage. Utilizing a $500 loan having 10percent purchase fee plus loan that is 98-day for example: A $500 loan would price $595 which include finance fees of $95, comprising the purchase cost and three installment account managing fees, and it is based on you agreeing to create seven repayments of $85 due every fourteen days, by having an APR (apr) of 118.25percent. *

Idaho: an online payday loan expenses $16.50 per $100 lent. For instance, a $100 loan due in fourteen days will have a complete payment of $116.50 and contains an APR (apr) of 430.18percent. *

Nevada: a loan that is payday $16.50 per $100 lent. As an example, a $100 loan due in fourteen days might have a total payment of $116.50 and has now an APR (Annual Percentage Rate) of 430.18per cent. *

Washington: an online payday loan costs $15 per $100 lent as much as $500, and ten dollars per $100 from the quantity over $500. For instance, a $100 loan due in week or two will have a total payment quantity of $115 and contains an APR (apr) of 391.07per cent. *

Client Notices: pay day loans, High-Interest loans and Title Loans should really be useful for short-term monetary requirements only rather than as being a long-lasting economic solution. Clients with credit problems should seek credit guidance before getting into any loan deal.

To look at our online privacy policy, please check out our online privacy policy web page.

For customer support, please e mail us at 1-800-745-1011.

*The Annual Percentage Rate (« APR ») may be the price of your loan expressed as annual rate. The real APR for your loan are greater or reduced, with regards to the real quantity you borrow as well as your actual payment routine.