Payday Advances

at these times, many individuals end up trying to find a fast solution. Though some loan providers simply take a predatory approach and need those who are in this tough spot to place up their assets as a way of having that loan, a regulated cash advance is a far greater solution.

Apply now from your own computer, cell phone, tablet, or in individual with one of our friendly loan officers. More questions? Contact Consumer Loans at 907-459-5970.

A short-term loan to pay for costs between paychecks

  • Comparatively loan that is low.
  • Less credit that is stringent.
  • Better and safer getting the assistance you’ll need between paychecks.
  • No security needed.
  • Avoid excessive charges to alternate lenders that are payday.

« You dudes get a 5 in most areas. The solution at Spirit of Alaska is obviously first-rate. »

More Information

Pay day loans from your own credit union will allow you to prevent the worry that is included with lacking essential bills, having checks bounce, or getting your credit history damaged.

  • One-month membership required just before approval
  • Competitive Fixed Interest speed of 28% APR* (compare with other payday lenders)
  • $20 cost for application
  • Loan terms which range from anyone to 6 months
  • Loans which range from $200-$1,000*
  • Same-day funds generally in most situations

Disclosures

*APR = percentage Rate that is annual. Pay day loan term and quantity considering approved credit. Rates of interest on brand new pay day loans are topic to alter whenever you want. Optional Spirit of Alaska Protection available.

Relate to our rates Guide (PDF) for deal and task charges, also credit union account charges. That loan processing cost of $35 is likely to be charged per signer. Other loan costs and terms can vary greatly, and you will be disclosed during the right period of the loan verbally plus in the mortgage disclosures.

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Frequently Asked Questions

We make use of users that have various types of credit records. This loan system permits a lesser credit rating than our other loan services and products.

Because the loan term is really so quick, in addition to loan is normally paid down quickly for levels of $1k or less, the attention is quite affordable.

Spirit of Alaska FCU follows all financing laws, laws being supposed to protect customers from predatory financing. Our interest levels may also be managed of these forms of loans. At Spirit, you avoid strange financing techniques, purchasing items from the catalog there is no need, and fees that are outrageous.

No, Skip-a-Pay just isn’t available because of the nature of this loan.

You’ll find all of your loan information by accessing e-Teller.

Yes. May be found in to at least one of our branches and our loan officers will allow you to with changing your re re re payment date.

Yes. Can be bought in to virtually any of our branches or download and fill down a computerized repayment Authorization form.

CU granted paper loan discount coupons are offered for a tiny, $5 charge. Phone 907-459-5970, are available and determine us, or print a blank coupon online.

Award-winning, 2000 dollar installment loans revolutionary solution for Interior Alaskans

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    Your cost savings are federally insured to at the very least $250,000 and supported by the complete faith and credit regarding the usa Government. Nationwide Credit Union Management, a U.S. National Agency.

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